Generali - Qualifying Deferred Annuity Policy
BENCHMARK
Consumer Ratings
The Consumer Scores are based on 2,500 independent and unbiased affluent insurance customers of Hong Kong and Mainland Visiting Customers from the BENCHMARK 2020 Insurance Survey that includes 450+ metrics over four pillars of satisfaction. The Overall score is an aggregated score of the four pillars.
Not Rated
BENCHMARK
Expert Reviews
This product has been reviewed by five industry veterans | December 2020
Generali - LionHarvest
Since QDAP is a relatively new product line introduced to the market, Generali has the advantage of being a broker-only company, with focus groups and the voice of the distributors representing a more comprehensive range of customers' needs. The LionHarvest has a guaranteed IRR of 3.05% for a 45-year-old male on a five-year premium term, to 3.5% for someone younger with a longer premium term. Entry age starts at the age of 18 and a maximum of 75 with payment term options of 5 and 10 years. Generali has stepped up its digital game, making distributors and customers' portals available around the clock.
Corporate Sustainability Performance
As of June 2021, Generali's financial rating has remained strong and stable: “Baa1” by Moody’s (Stable Outlook; as of 26 Nov 2020), “A" by AM Best (Stable Outlook; as of 18 Dec 2020) and “A-” by Fitch (Stable Outlook; as of 3 Jun 2021).
BENCHMARK
Top-Rated Qualifying Deferred Annuity Policy
The Consumer Scores are based on 2,500 independent and unbiased affluent insurance customers of Hong Kong and Mainland Visiting Customers from the BENCHMARK 2020 Insurance Survey that includes 450+ metrics over four pillars of satisfaction. The Overall score is an aggregated score of the four pillars.