Nicholas has some 29 years' experience in the financial industry and currently oversees fund distribution of a full range of in-house and third-party mutual or private investment funds across the Bank's retail, private, corporate and mobile banking distribution channels. More recently, he has also been responsible for discretionary portfolio management for high net worth clients.

Since joining the Bank in 2004, he has undertaken various assignments such as facilitating the establishment of an asset management joint venture, developing the onshore QDII business on the mainland, re-engineering the product due diligence and monitoring process, and also establishing a versatile mobile fund trading platform as part of the Bank's digital transformation journey. Prior to joining the Bank, Nicholas spent 8 years at Willis Towers Watson, where he left as a multi-disciplinary investment consultant, primarily advising institutional investors on global asset allocation, benchmark construction, investment manager selection and research, custodian migration, MPF strategy and transition management.

He has also been seconded to Japan to develop localized asset and liability management tools. Nicholas holds the CFA charter and is a CFPCM licensee. He also received a Master of Business and Administration from University of Science and Technology of Hong Kong.